The more you know about your money, the more you can do with it. If you can’t earn more, then you have to spend less. This is even more critical if you want a home loan or need to keep paying an existing mortgage. Firstly you need to know where the money goes. There are a range of budget planners available – this one is from the ASIC website – Money Smart. It is available online or to download as an Excel spreadsheet. Either way – start learning more about your money now. Click on the image to go to the ASIC page with the full Budget Planner.
